What is Card less EMI
Card less EMI is a checkout payment method that allows customers to convert their payment amount to EMI s. The user doesn’t require a debit or credit card. The payments are made via credits approved by the supported Card less EMI payment partner.
To improve online payment flexibility, the Card less EMI option is available on Keracart Checkout with custom UI integration methods for web, mobile web and mobile (Android and iOS) platforms.
Card less EMI is a new form of payment method for consumers of Keracart users can complete the payment via approved credits from various EMI payment partners like ZestMoney, EarlySalary and InstaCred.
Customer journey using Card less EMI
Since this is an alternate payment method to credit/debit card, netbanking, wallets and UPI, the end consumer will be given an option to choose Card less EMI as a payment option during checkout.
However, it is vital that a customer is registered with one of the preferred Card less EMI payment partners, and must have an approved credit limit from the partner.
Here’s how the payment flow works on keracart checkout:
Step 1: Enter the required details on the checkout form and select EMI
Step 2: Select your card less EMI service provider